Career Opportunities at BML
Job Responsibilities:
• Lead the product management and development of Alternate Delivery Channels (ADC), including the design, enhancement, and implementation of enhanced features and functionalities. Oversee the end-to-end management of digital product initiatives, ensuring timely delivery, continuous innovation, and alignment with the overall ADC business strategy.
• Develop ADC product roadmap in collaboration with senior management.
• Oversee planning and execution of ADC product and system enhancement projects.
• Lead cross-functional project teams to deliver new features, channels, or services.
• Ensure proper documentation, governance, and regulatory compliance across projects.
• Close Coordination with internal and external stakeholders.
Department:
Alternate Delivery Channel (ADC)
Qualification:
• Bachelor’s or Master’s degree in Business, Computer Science, or related field.
Certification:
• Special Certification(s) in related field is preferred.
Job Experience:
A minimum of 8–10 years of experience in Digital Banking Product Management, including at least 3 years in a supervisory role.
Skills:
• Proven experience in digital banking products and project management.
Location:
Head Office - Karachi
Application Deadline:
31-May-2026
Apply NowJob Responsibilities:
• ADC Product development and product management lead for new and existing products, Implement data-driven strategies to boost transactional volumes, optimize channel performance, and achieve sustainable growth across all ADC platforms.
• Continuously monitor market trends and customer behavior.
• Ensure seamless execution and timely delivery of product initiatives.
• Collaborate with cross-functional teams including IT, operations, compliance.
• Conduct market research and comparative analysis.
• Drive product launches and go-to-market plans.
Department:
Alternate Delivery Channel (ADC)
Qualification:
• MBA or equivalent in relevant field.
Certification:
• Special Certification(s) in related field is preferred.
Job Experience:
6+ years of experience in Digital or ADC Product management.
Skills:
• Experience in banking, finance and fintech will be preferred.
• Product development and management.
• Project management (Agile/Scrum).
• Market research and analysis.
• Must be team player.
• Communication and stakeholder management.
Location:
Head Office - Karachi
Application Deadline:
31-May-2026
Apply NowJob Responsibilities:
• As a Product Owner for Mobile and Internet Banking, you will play a pivotal role in defining and enhancing our digital banking experience. Collaborating with cross-functional teams, you will lead the development and optimization of mobile and internet banking products offering to meet evolving customer expectations and drive digital engagement.
• Product Strategy: Develop and execute a strategic roadmap for mobile and internet banking products, aligning with overall business goals and customer expectations.
• Market Analysis: Conduct thorough market research to identify trends, competitor offerings, and emerging technologies in the digital banking space.
• Feature Development: Collaborate with design and development teams to define and prioritize features, ensuring a user-friendly, secure, and innovative digital banking experience.
• Project Management: Lead the end-to-end product development lifecycle, from ideation to launch, ensuring timely delivery and effective resource management.
• User Experience: Advocate for an exceptional user experience, working closely with design teams to enhance the usability and functionality of mobile and internet banking platforms.
• Security and Compliance: Stay abreast of security standards and regulatory requirements, ensuring that digital banking products adhere to industry regulations.
• Performance Analysis: Monitor key performance indicators, analyze user feedback, and leverage data to iteratively improve the digital banking products.
• Cross-functional Collaboration: Work closely with marketing, customer support, and IT teams to coordinate product launches, promotions, and address customer inquiries.
Department:
Alternate Delivery Channel (ADC)
Qualification:
• Bachelor’s or Master’s degree in Business, Computer Science, or related field.
Certification:
• Special Certification(s) in related field is preferred.
Job Experience:
A minimum of 8–10 years of experience in related filed.
Skills:
• Proven experience in product management, specifically in the development of mobile application and internet banking solution.
• Deep understanding of digital banking trends, technologies, and customer behaviors.
• Excellent project management skills with the ability to manage multiple projects concurrently.
• Analytical mindset with a data-driven approach to decision-making.
• Exceptional communication and interpersonal skills for effective collaboration.
• Strong understanding of Mobile and web platforms.
• Proven Product Development and Management skills.
• Market analysis, UI/UX experience.
• Deep understanding of Infosec and compliance.
Location:
Head Office - Karachi
Application Deadline:
31-May-2026
Apply NowJob Responsibilities:
• The role focuses on driving adoption, enhancing functionality, and delivering innovative solutions across mobile and web platforms in alignment with the bank’s digital and business objectives.
• Collaborate with Design, Tech, and Marketing teams.
• Analyze customer feedback, market trends, and product performance.
• Oversee product launch, adoption, and optimization.
• Ensure security, compliance, and regulatory requirements.
Department:
Alternate Delivery Channel (ADC)
Qualification:
• Bachelor's or Master’s degree in relevant field (e.g., Business, Finance, IT).
Certification:
• Special Certification(s) in related field is preferred.
Job Experience:
5+ years product management experience in digital banking.
Skills:
• Strong understanding of Mobile and web platforms.
• Excellent communication, collaboration, and analytical skills.
• Experience with Agile methodologies and product tools (e.g., Jira).
• Familiarity with regulatory requirements (e.g., SBP guidelines).
Location:
Head Office - Karachi
Application Deadline:
31-May-2026
Apply NowJob Responsibilities:
• This role is responsible for leading the design, development, and delivery of the bank’s digital products and services, with a focus on enhancing customer experience, driving digital adoption, and supporting overall business growth. The role ensures that all digital initiatives are aligned with the bank’s strategic objectives, regulatory requirements, and industry best practices.
• A key responsibility is to identify opportunities for innovation and process optimization by analyzing customer needs, market trends, and emerging technologies. The Manager Digital Solutions is expected to introduce customer-centric features and enhancements across digital channels, including ATM, mobile banking, internet banking, and other Alternate Delivery Channels (ADC).
Department:
Alternate Delivery Channel (ADC)
Qualification:
• Bachelor's or Master’s degree in relevant field (e.g., Business, Finance, IT).
Certification:
• Special Certification(s) in related field is preferred.
Job Experience:
8+ years product management experience in digital banking.
Skills:
• Managerial skills and negotiation skills.
• Proven track record of related experience.
• Strong Interpersonal and communication skills.
Location:
Head Office - Karachi
Application Deadline:
31-May-2026
Apply NowJob Responsibilities:
• This role is responsible for the end-to-end management of the bank’s debit card portfolio, ensuring product competitiveness, regulatory compliance, and sustained growth in card usage and revenue. The role focuses on driving product innovation, enhancing customer experience, and maximizing transactional volumes across all debit card channels.
• Define product strategy and roadmap for debit cards
• Collaborate with Marketing, Design, and Tech teams.
• Oversee product launch, performance, and optimization.
• Ensure compliance with regulatory requirements (e.g., SBP, PCI-DSS).
Department:
Alternate Delivery Channel (ADC)
Qualification:
• Bachelor's or Master’s degree in relevant field (e.g., Business, Finance).
Certification:
• Special Certification(s) in related field is preferred.
Job Experience:
5+ years product management experience of debit cards.
Skills:
• Strong understanding of payment systems and debit card products.
• Excellent communication, collaboration, and analytical skills.
• Experience with product tools (e.g., Jira) and data analysis.
Location:
Head Office - Karachi
Application Deadline:
31-May-2026
Apply NowJob Responsibilities:
• Responsible for managing and growing SME & Commercial portfolios with a focus on asset generation, credit structuring, and maintaining strong client relationships while ensuring compliance.
• Acquire new SME & Commercial clients and achieve assigned targets
• Manage and grow credit portfolio while maintaining asset quality
• Analyze financials and structure credit proposals
• Ensure compliance with SBP, KYC & AML requirements
• Build strong client relationships and cross-sell products
• Coordinate with internal stakeholders for smooth processing
Department:
SME & Commercial Banking
Qualification:
• Bachelor’s/Master’s degree
Certification:
• Special Certification(s) in related field is preferred.
Job Experience:
5-6 years relevant experience
Skills:
• Credit analysis & financial evaluation
• Business development & negotiation
• Relationship management
• Knowledge of SBP regulations
• Communication & stakeholder management
Location:
Head Office - Karachi
Application Deadline:
31-May-2026
Apply NowJob Responsibilities:
• Supports Relationship Managers in portfolio management, credit processing, MIS reporting, and coordination with internal stakeholders.
• Assist in managing SME portfolios and renewals
• Support credit proposal preparation and documentation
• Maintain MIS and client reporting
• Coordinate with Credit, CAD, Risk, and Operations
• Support recovery and follow-ups
• Assist in achieving business targets
Department:
SME & Commercial Banking
Qualification:
• Bachelor’s degree
Certification:
• Special Certification(s) in related field is preferred.
Job Experience:
1–2 years’ experience
Skills:
• Coordination & organizational skills
• Basic financial understanding
• Communication skills
• Attention to detail
• Teamwork & learning mindset
Location:
Head Office - Karachi
Application Deadline:
31-May-2026
Apply NowJob Responsibilities:
• Responsible for acquiring new asset clients, supporting credit processing, and assisting in portfolio management and business growth.
• Acquire new SME asset clients and build pipeline
• Assist in credit processing and documentation
• Maintain client relationships and conduct market visits
• Support portfolio monitoring and renewals
• Ensure compliance with SBP, KYC & AML requirements
• Coordinate with internal teams for processing
Department:
SME & Commercial Banking
Qualification:
• Bachelor’s degree
Certification:
• Special Certification(s) in related field is preferred.
Job Experience:
1–2 years’ experience
Skills:
• Sales & business development
• Basic credit knowledge
• Relationship building
• Communication skills
• Result-oriented approach
Location:
Head Office - Karachi
Application Deadline:
31-May-2026
Apply NowJob Responsibilities:
• Drive branch business growth by achieving deposit, ensuring a cost-effective mix of CASA/TD, and maintaining high service standards
• Lead branch operations, including staff hiring, training, and performance management, while ensuring compliance with SBP regulations, internal policies, and operational controls
• Supervise customer service delivery, resolve queries/complaints in a timely manner, and ensure compliance with SOPs, audit requirements, and security protocols
• Oversee financial accuracy, including accruals, income/expense liquidation, and approval of expenses, while coordinating with internal/external audit teams
• Foster a motivated and high-performing team, ensuring ongoing training, development, and adherence to regulatory requirements, while managing branch performance and service standards
Department:
Branch Banking
Qualification:
• A minimum of a Bachelor's degree or its equivalent from an HEC-recognized university
• Master’s Degree is a Plus
Certification:
• Special Certification(s) in related field is preferred
Job Experience:
3-5 years relevant Experience within banking industry
Skills:
• Proven ability to lead and motivate teams, drive sales growth, achieve deposit targets, and ensure excellent customer service while maintaining compliance with banking regulations and internal policies
• Strong expertise in branch operations, financial management, risk mitigation, staff training, and maintaining high service standards while ensuring timely resolution of customer issues and adherence to regulatory requirements
Location:
Multiple Locations across Pakistan
Application Deadline:
31-Dec-2026
Apply NowJob Responsibilities:
• Drive deposit mobilization, focusing on a cost-effective mix of CASA/TD and generating revenue through both existing portfolios and new customer acquisitions (NTB)
• Develop and maintain strong customer relationships, ensuring high satisfaction levels, handling inquiries/complaints, and supporting customer banking transactions
• Actively promote and cross-sell retail banking products to meet sales objectives and expand the customer base
• Ensure smooth handling of portfolios, monitor customer fund movement, and visit clients for deposit acquisition and relationship deepening, while maintaining process efficiency
• Coordinate with operations staff to ensure excellent service delivery, follow the sales model process, and provide timely reports to the Branch Manager, while maximizing the sale of bank products/services
Department:
Branch Banking
Qualification:
• A minimum of a Bachelor's degree or its equivalent from an HEC-recognized university
• Master’s Degree is a Plus
Certification:
• Special Certification(s) in related field is preferred.
Job Experience:
Minimum 3 years relevant Experience within banking industry
Skills:
• Strong ability to build and maintain client relationships, cross-sell banking products, achieve sales targets, and generate revenue from both existing portfolios and new acquisitions while delivering exceptional customer service
• Skilled in financial analysis, portfolio management, ensuring regulatory compliance (e.g., KYC, AML), and effectively resolving client issues while staying informed about market trends and competitor offerings
Location:
Multiple Locations across Pakistan
Application Deadline:
31-Dec-2026
Apply NowJob Responsibilities:
• Achieve deposit mobilization, focusing on a cost-effective mix of CASA/TD, and generate revenue through both existing portfolios and new-to-bank (NTB) acquisitions
• Build and maintain strong customer relationships, ensure high levels of satisfaction, and handle inquiries, complaints, and banking transactions effectively
• Promote and cross-sell retail banking products to meet sales objectives and drive business growth
• Enhance process efficiency, monitor customer fund movement, and ensure smooth handling of portfolios while improving productivity and service delivery
• Coordinate with operations staff to ensure excellent service, adhere to the sales model process, and provide regular performance reports to the Branch Manager
Department:
Branch Banking
Qualification:
• A minimum of a Bachelor's degree or its equivalent from an HEC-recognized university
• Master’s Degree is a Plus
Certification:
• Special Certification(s) in related field is preferred.
Job Experience:
1-3 years relevant Experience within banking industry
Skills:
• Build and maintain strong client relationships, achieve sales and cross-selling targets, and promote banking products to meet customer needs and generate business growth
• Resolve customer issues effectively, ensure compliance with banking regulations (e.g., KYC, AML), manage client portfolios, and meet or exceed performance and acquisition targets
Location:
Multiple Locations across Pakistan
Application Deadline:
31-Dec-2026
Apply Now