Career Opportunities at BML
Job Responsibilities:
• Handle teller services including cash, clearing, collections, and remittances (local and foreign currency), ensuring compliance with bank policies and regulatory requirements, while addressing customer inquiries and providing service information
• Ensure strict adherence to AML, KYC, SBP regulations, and internal SOPs, including reporting suspicious transactions, screening customers, and maintaining accurate records for audits and regulatory returns
• Process customer transactions such as utility bill payments, funds transfers, and payment orders, while ensuring accuracy, validation, and compliance with regulatory standards
• Manage and balance teller cash, including sorting and validating currency notes as per SBP directives, handling ATM/locker keys, and overseeing periodic cash balancing and report checking
• Monitor and report branch suspense accounts, maintain daily cash activities checklist, update KYC records, and ensure accurate MIS reporting to Head Office, while minimizing transaction exceptions and managing cash operations
Department:
Branch Operations
Qualification:
• A minimum of a Bachelor's degree or its equivalent from an HEC-recognized university
• Master’s Degree is a Plus
Certification:
• Special Certification(s) in related field is preferred
Job Experience:
1 years relevant Experience within banking industry
Skills:
• Provide excellent customer service by efficiently handling various transactions (cash, remittances, deposits, withdrawals, etc.), resolving customer queries, and ensuring accuracy and compliance with AML, KYC, and regulatory standards
• Ensure accurate processing of transactions, manage cash handling, verify documents, and collaborate with team members to meet branch goals while adhering to internal controls, minimizing risks, and maintaining up-to-date knowledge of banking products and services
Location:
Multiple Locations across Pakistan
Application Deadline:
27-Apr-2025
Apply NowJob Responsibilities:
• Conduct financial analysis, financial modeling, and credit need assessments to evaluate clients' creditworthiness for long-term and short-term funded and non-funded credit facilities
• Develop and maintain strong client relationships through regular communication and visits
• Manage and grow an existing portfolio of clients, ensuring their financial needs are met and identifying opportunities for upselling and cross-selling banking products
• Monitor and manage portfolio risk, ensuring adherence to internal credit policies and regulatory guidelines
• Onboard new clients by performing due diligence and KYC checks, ensuring compliance with regulatory requirements
• Proficient in MS Office, with strong communication skills in both English and Urdu
Department:
SME & Commercial Banking
Qualification:
• Minimum Bachelors or Equivalent degree from HEC in finance, Business, Risk Management, or related field recognized Local/Foreign University
Certification:
• Special Certification(s) in related field is preferred
Job Experience:
At least 5 years relevant Banking Experience within banking industry
Skills:
• Proficiency in risk management tools and software
• Proficient in Financial Modelling
• Strong analytical, communication, and collaboration skills
Location:
Karachi
Application Deadline:
27-Apr-2025
Apply NowJob Responsibilities:
• Manage counter services and supervise key departments (Cash, Clearing, Account Opening, Remittances, Collections, Administration, EDP), ensuring efficient processing, compliance with bank standards, and high service delivery
• Oversee adherence to internal policies (OPM, AML, KYC), SBP regulations, and ensure strict controls over operational procedures, security, system access, and exception handling
• Drive automation initiatives to enhance processing efficiency, reduce redundancies, and improve transaction volume management, while addressing customer complaints and improving turnaround time
• Set performance objectives, evaluate staff, recommend training, and foster a high-performance culture, while ensuring compliance with attendance and operational policies
• Manage the branch’s budget, monitor income/expense variances, ensure asset security, and collaborate with Head Office for reporting, expense control, and cost-saving opportunities
Department:
Branch Operations
Qualification:
• A minimum of a Bachelor's degree or its equivalent from an HEC-recognized university
• Master’s Degree is a Plus
Certification:
• Special Certification(s) in related field is preferred
Job Experience:
3-5 years relevant Experience within banking industry
Skills:
• Oversee day-to-day branch operations, ensuring efficient transaction processing, strict adherence to banking regulations (SBP, AML, KYC), and implementation of service delivery standards to enhance customer satisfaction
• : Lead and develop branch staff, drive performance through training and performance management, optimize operational processes, automate workflows, and manage financial oversight, including budgeting and expense control
Location:
Multiple Locations across Pakistan
Application Deadline:
27-Apr-2025
Apply NowJob Responsibilities:
• Achieve deposit mobilization, focusing on a cost-effective mix of CASA/TD, and generate revenue through both existing portfolios and new-to-bank (NTB) acquisitions
• Build and maintain strong customer relationships, ensure high levels of satisfaction, and handle inquiries, complaints, and banking transactions effectively
• Promote and cross-sell retail banking products to meet sales objectives and drive business growth
• Enhance process efficiency, monitor customer fund movement, and ensure smooth handling of portfolios while improving productivity and service delivery
• Coordinate with operations staff to ensure excellent service, adhere to the sales model process, and provide regular performance reports to the Branch Manager
Department:
Branch Banking
Qualification:
• A minimum of a Bachelor's degree or its equivalent from an HEC-recognized university
• Master’s Degree is a Plus
Certification:
• Special Certification(s) in related field is preferred
Job Experience:
1-3 years relevant Experience within banking industry
Skills:
• Build and maintain strong client relationships, achieve sales and cross-selling targets, and promote banking products to meet customer needs and generate business growth
• : Resolve customer issues effectively, ensure compliance with banking regulations (e.g., KYC, AML), manage client portfolios, and meet or exceed performance and acquisition targets
Location:
Multiple Locations across Pakistan
Application Deadline:
27-Apr-2025
Apply NowJob Responsibilities:
• Drive deposit mobilization, focusing on a cost-effective mix of CASA/TD and generating revenue through both existing portfolios and new customer acquisitions (NTB)
• Develop and maintain strong customer relationships, ensuring high satisfaction levels, handling inquiries/complaints, and supporting customer banking transactions
• Actively promote and cross-sell retail banking products to meet sales objectives and expand the customer base
• Ensure smooth handling of portfolios, monitor customer fund movement, and visit clients for deposit acquisition and relationship deepening, while maintaining process efficiency
• Coordinate with operations staff to ensure excellent service delivery, follow the sales model process, and provide timely reports to the Branch Manager, while maximizing the sale of bank products/services
Department:
Branch Banking
Qualification:
• A minimum of a Bachelor's degree or its equivalent from an HEC-recognized university
• Master’s Degree is a Plus
Certification:
• Special Certification(s) in related field is preferred
Job Experience:
Minimum 3 years relevant Experience within banking industry
Skills:
• Strong ability to build and maintain client relationships, cross-sell banking products, achieve sales targets, and generate revenue from both existing portfolios and new acquisitions while delivering exceptional customer service
• Skilled in financial analysis, portfolio management, ensuring regulatory compliance (e.g., KYC, AML), and effectively resolving client issues while staying informed about market trends and competitor offerings
Location:
Multiple Locations across Pakistan
Application Deadline:
27-Apr-2025
Apply NowJob Responsibilities:
• Drive branch business growth by achieving deposit, ensuring a cost-effective mix of CASA/TD, and maintaining high service standards
• Lead branch operations, including staff hiring, training, and performance management, while ensuring compliance with SBP regulations, internal policies, and operational controls
• Supervise customer service delivery, resolve queries/complaints in a timely manner, and ensure compliance with SOPs, audit requirements, and security protocols
• Oversee financial accuracy, including accruals, income/expense liquidation, and approval of expenses, while coordinating with internal/external audit teams
• Foster a motivated and high-performing team, ensuring ongoing training, development, and adherence to regulatory requirements, while managing branch performance and service standards
Department:
Branch Banking
Qualification:
• A minimum of a Bachelor's degree or its equivalent from an HEC-recognized university
• Master’s Degree is a Plus
Certification:
• Special Certification(s) in related field is preferred
Job Experience:
3-5 years relevant Experience within banking industry
Skills:
• Proven ability to lead and motivate teams, drive sales growth, achieve deposit targets, and ensure excellent customer service while maintaining compliance with banking regulations and internal policies
• Strong expertise in branch operations, financial management, risk mitigation, staff training, and maintaining high service standards while ensuring timely resolution of customer issues and adherence to regulatory requirements
Location:
Multiple Locations across Pakistan
Application Deadline:
27-Apr-2025
Apply NowJob Responsibilities:
• Review & supervises Trade related and Personal Remittances activities from the perspective of Money Laundering and Sanctions Screening
• Conduct sanctions screening for all the parties involved in all transaction of Trade, Bank Guarantees and Foreign Remittances as per the process defined in SOP for sanctions screening for inward/outward remittances & foreign trade transactions
• Conduct sanction screening of EFE, MFE, EIF and MIF before certification/issuance
• Ensuring transactions from/to high risk countries or countries prohibited as per Compliance AML/CFT/CPF Policy are not executed and referred to Unit Head – AML for further review
• Check the involvement of related / unrelated third parties
• Check transactions where port of discharge of goods is different from beneficiary’s country
• Price verification of all trade related transactions manually through various websites
• Description of Item / products / goods in specific trade transactions shall be checked against the list of HS codes provided by the GOP, in order to ensure that no items that are prohibited / banned / restricted get shipped
Department:
Compliance Division
Qualification:
• A minimum of a Bachelor's degree or its equivalent from an HEC-recognized university
• Master’s Degree is a Plus
Certification:
• Special Certification(s) in related field is preferred
Job Experience:
06 – 08 years of relevant experience with Islamic Banking exposure
Skills:
• Strong understanding of Anti-Money Laundering (AML), Counter Financing of Terrorism (CFT) regulations, and Sanctions Screening processes across Trade and Remittance operations
• Skilled in reviewing Trade, Foreign Remittance, and Bank Guarantee transactions to identify potential TBML risks, third-party involvement, and unusual transactional patterns
• Experience in identifying and escalating transactions involving high-risk or prohibited jurisdictions, ensuring strict adherence to internal compliance policies
• Capable of conducting manual price verification and matching goods descriptions against HS codes to detect restricted, banned, or misclassified items in trade
• Excellent analytical and communication skills with proficiency in MS Office (especially Excel and PowerPoint), complemented by strong reporting and presentation abilities
Location:
Head Office, Karachi
Application Deadline:
27-Apr-2025
Apply Now